Our team at Apple BMW can assist you in several ways. Read on to learn more about our lease and finance offers and how we can help.
How Does BMW Financing Work?
Image by Joshua Naidoo is licensed with Unsplash License
Auto financing refers to multiple financial products available to help people acquire a car without having to pay cash in one lump sum. You can repay the loan over time in equal monthly payments and at an agreed interest rate. Financing options vary and can come from sources such as finance companies, banks, online lenders, and car dealerships. With Apple BMW, you can begin the finance process before even stepping into our dealership.
There's usually a need for a minimum credit score to finance a car, depending on the lender, your income, and the type of car you're buying. While it's a good idea to take some time to build your credit before applying for financing, our financial experts are always there to help if your credit isn't as good as it could be. When you plan to finance your dream BMW, you can reach out to our local BMW finance department to find out about the BMW lease and auto loan options that are best suited to you.
Before You Buy Your Dream BMW
Are you thinking of buying a BMW? Owning a BMW is a luxury, and there are many things to consider before making your big purchase. Here are some things to take into account:
Gas or Electric
There are three options you can choose from with the BMW brand: gas, electric, and plug-in hybrid. Gasoline-powered vehicles are the oldest and standard choice, while newer electric cars run solely on battery power. The in-between option is a plug-in hybrid electric vehicle, which features an additional electric motor alongside the gas engine. This means you can use electric-only power on short commutes or turn to gas when you're on a longer trip.
Gasoline-powered cars are generally more affordable and have lower maintenance costs. Electric cars are environmentally friendly while having amazing acceleration, and hybrid cars offer good acceleration and range, along with the benefit of reduced emissions.
Once you have a better idea of the type of vehicle you want, you can conduct research based on your preferences and budget. Apple BMW of York offers a wide range of special deals on new cars. You can also go for a certified pre-owned BMW if you'd prefer a used vehicle.
Buy an Extended Warranty
An extended warranty - sometimes called a vehicle service contract - is a service plan that covers certain repairs. Many buyers purchase this type of coverage when they plan to keep a vehicle beyond the standard factory warranty or when they purchase a used vehicle that's already out of warranty. Such plans might also offer 24/7 roadside assistance. This extra level of protection could increase the resale value and save you thousands of dollars on car repairs. For instance, a BMW 328i cylinder head replacement can cost up to $11,000, which is far more than the cost of an extended warranty.
Take a Test Drive Before Purchasing
An essential part of purchasing a BMW is taking it on a test drive. A test drive is a great opportunity to learn about a car, including how it handles and steers and how the brakes work. If you're looking at multiple vehicles, you can ask the salesperson about new features and gadgets to suit your preferences. You can schedule a test drive with us to help finalize your choice.
Why Choose Apple BMW To Customize Your Dream Car?
At Apple BMW, we strive to create a smooth car-buying experience for every customer who visits our site or walks into our dealership. We serve York, Lancaster, Harrisburg, and the surrounding areas with new BMW vehicles and excellent customer service. Our team of experts can help you find the perfect base model and explore the latest technological innovations and luxury designs. It takes approximately 8-16 weeks to build a custom BMW and deliver it to a dealership, depending on availability. Here's why you can trust Apple BMW of York to customize your car:
- Transparency : As a company, we believe in being transparent with our customers. We focus on making the car-buying experience simple and hassle-free.
- Wide variety of options : Be it an X-Series SUV, a sporty M Series, or Z4 Roadster, there's something for everyone. You can choose from a wide array of brand-new and certified pre-owned BMW cars.
- Flexible financing options : All you have to do is fill out our online financing application to explore our range of options or use our BMW payment calculator to work out your monthly payments and interest.
Advantages of Leasing a Car in York, Pennsylvania
Leasing allows you to drive a new BMW with the latest technology by changing it every few years without making a long-term commitment. A lease saves you money in the short term, as you only pay for depreciation instead of the full value of the vehicle during the lease term. Leasing involves lower monthly payments and a lower down payment than financing a BMW. Buying, on the other hand, comes with a higher down payment and higher monthly payments, though there won't be any mileage restrictions.
Buying or Leasing New Cars at Apple BMW of York
Interested in leasing or financing a car? Contact our team today and choose from the newest BMW from the 2 Series to the 7 Series and M and X Series. Whether you live in Harrisburg, Lancaster, or anywhere across Pennsylvania, we're happy to help you find the perfect car. Visit our BMW dealership today or contact us so we can walk you through your options.
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